• Two men in business attire sitting at a table in a modern office with large windows overlooking a cityscape, engaged in conversation.

    Every home loan question. One clear answer.

    FinAnswer compares the whole market and finds the mortgage that fits your goals — in plain English, with no pressure.

    Book a Free Call
  • Close-up of a hand holding a house key with a blurred background of a home.

    Mortgages, made clear.

    Clear advice. Lender strategy. Personal support. Get the loan you need from the lender that says yes.

    Book a Free Call

Our Partners

  • Black background with bold yellow text displaying 'ASB'.
  • Logo for ANZ, a bank from Australia and New Zealand.
  • Westpac logo with red and dark gray colors.
  • Logo for BNZ bank with three orange stars above the text.
  • KiwiBank logo with black background and green border.
  • Logo of The Cooperative Bank featuring a green infinity symbol and the bank's name.
  • TSB bank logo with a green diamond shape and purple letters
  • Heartland Bank logo with black text and a green underline.
  • SBS Bank logo featuring an orange infinity symbol and the words 'sbs BANK' in orange text.

Our Services

  • First Home Buyers

    Your first mortgage is one of the biggest financial steps you'll take — we make it feel less daunting. From understanding KiwiSaver, GDSF and LVR rules to comparing lenders and timing your application, we guide you from saving for the deposit to signing on the dotted line.

  • Refinance & Refix

    Already paying off a mortgage? You may be paying more than you need to. We review your current loan against the whole market to unlock a better rate, restructure your term, access your equity, or clean up messy terms — without the guesswork.

  • Investment Property

    The right loan structure can make or break an investment's cash flow. We help you assess LVR caps, rental yield and exit strategy, and position your loan so the numbers work for you — not the other way around.

  • Business & Self-Employed Lending

    Irregular income doesn't mean you have to compromise on a loan. We build a lending case around your actual financials — whether you're a trader, director or running a small business — so you can access the funds you need on terms that fit.

  • Construction Finance

    Building or doing a major renovation comes with a very different risk profile. We structure construction loans around your drawdown schedule, manage lender conditions, and line up the permanent mortgage so your build is funded from first pour to final fix.

Why Choose FinAnswer?

  • Clear Advice

    No jargon, no pressure. We explain your options in plain language so you understand exactly what you're signing and why.

  • Lender Strategy

    We compare the full market and match your loan to the lender most likely to say yes, on the terms that work for you.

  • Investor Mindset

    We structure your loan around the numbers — cash flow, LVR, exit — so your investment works for you from day one.

  • Personal Support

    You get a dedicated adviser, not a call centre. We stay with you from application to settlement, and beyond.

  • Digital Convenience

    Apply, track and manage your loan online, at your own pace, with minimal paperwork and fast turnaround.

Talk to an Adviser

Meet the Team

  • Professional man in a gray suit and white shirt smiling against a plain background.

    Prasoon Kumar Srivastava

    Founder & CEO | Mortgage Adviser

    Prasoon brings more than 15 years of experience across banking, customer service, credit, lending, management, and the New Zealand mortgage industry. He holds a Master of Business Administration (MBA) from Auckland University of Technology (AUT) and has completed JAIIB, strengthening his expertise in business, banking, credit, and finance.

    Learn More
  • A woman with dark brown hair, wearing a black blazer over a white blouse, standing against a plain white background.

    Manpreet Kaur

    Co-Founder & Director | Head Of Compliance | Mortgage Adviser

    Manpreet brings more than 15+ years of experience across banking, lending, customer service, management, and the New Zealand mortgage industry. She holds a Master of Business Administration (MBA) and has completed JAIIB and CAIIB, strengthening her expertise in banking, credit, and finance.

    Learn More

Frequently Asked Questions

  • We offer a range of solutions designed to meet your needs—whether you're just getting started or scaling something bigger. Everything is tailored to help you move forward with clarity and confidence.

  • Getting started is simple. Reach out through our contact form or schedule a call—we’ll walk you through the next steps and answer any questions along the way.

  • We combine a thoughtful, human-centered approach with clear communication and reliable results. It’s not just what we do—it’s how we do it that sets us apart.

  • You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.

  • We offer flexible pricing based on project type and complexity. After an initial conversation, we’ll provide a transparent quote with no hidden costs.

  • Collaborative, honest, and straightforward. We're here to guide the process, bring ideas to the table, and keep things moving.